Tim Armour Offers a Different Perspective on Investment Strategies That Should be Included in Investor’s Portfolios

In a recent commentary by Tim Armour, Chairman and Chief Executive Officer of Capital Group, in CNBC Investing, he opposes the advice given by Warren Buffet on investing in an S & P 500 passive index fund and offers investors a different perspective. Mr. Tim Armour states that it is not about an active or passive fund but delivering good long-term investment returns with low cost which is the key strategy to those returns. He also states that it is time to challenge the idea of passive index funds as a safe investment vehicle for retirement, as these types of funds provide no safety net in a down market.

What Mr. Armour proposes is to take note of two simple filters with these types of funds, low expenses and higher management ownership. By getting rid of the high-cost funds and finding managers who are investing their own money alongside their investors into the fund, will result in a group of fund managers who have continually outpaced benchmark indexes on the average and learn more about Tim.

Timothy Armour has 34 years of experience as an investor with Capital Group alone and began his career with this company as a participant in the Associate’s program. Tim received his Bachelor’s degree in economics from Middlebury College.

More visit: https://www.linkedin.com/pub/dir/Tim/Armour

Tammy Mazzocco Provides Clients With Homes of Their Dreams

When it comes to real estate and the central Ohio area Tammy Mazzocco maybe one of the best real estate agents around. She has become a very successful agent that knows how to find the right homes for her clients. Tammy has been able to do a lot of different things in her life, but she has received a great amount of fulfillment from her real estate agent business.

She has been around for several years as an agent, but she has also worked as a secretary for a real estate company before she became an agent. This is where she received her encouragement to become a real estate agent. This is also where she began to learn about homes and the things that it would take to make a successful secretary for a real estate company before she became an agent.

This is where she became interested in the things that led her to become a real estate agent. This is also where she began to learn about homes and the things that it would take to sell homes. Tammy is ambitious, and she has made a great transition from a secretary that worked in a real estate company to the position of a real estate agent.

Tammy has the ability to speak with clients about their finances and what they can afford easily now, but this was not always the case. There was a time where she was hesitant about going over what customers could afford. She would take this time where she was having trouble to get scripts from other mentors that she had in the business and work her way through her nervousness. There are lots of real estate agents, but Tammy Mazzocco may be one of the most ambitious ones in the state of Ohio. You can visit Ideamensch to know more.

End Citizen’s United: Making Efforts To Bring About Change In America

End Citizen’s United is an organization that aims to bring about change in the American political system. It is true that a lot of people aren’t exactly content with the way things are working in the government right now, but they also believe that they don’t have the power to change the way things work in the political systems that run the country. End Citizen’s United was formed with the purpose of empowering people, to give them the tools that they need to contribute to change to make the country a one that is favorable for growth and development. End Citizen’s United was formed by a group of like-minded individuals who share the common interest of empowering people for a change.


One of the main reasons why the people of the country feel helpless when it comes to the state of governance is because they feel like they aren’t wealthy or powerful enough to have their voices heard. America works on a system of having people’s democracy, which means that the citizens of the country have the right to choose a just state of governance, and go about changing it if the government fails to perform its duties well. This, however, has resulted in a conflict of interest as a consequence of the Supreme Court’s Ruling on the Citizen’s United case. According to the rules put down, large corporations are given the status of an independent person, meaning that the individual who owned the company had more say in matters of political importance than ordinary citizens. Also, large enterprises could donate to political parties without being questioned.


This paved the path for large money laundering schemes, giving way to corruption in political parties. People with large amounts of money also started swaying political parties and their candidates with the notion of getting large funds for the party’s campaign. In exchange, these companies started asking for things in return like overlooking rules or changing up legislation to favor their business more. Contrary to the name, Citizen’s United did not unite the citizens of the country but instead created a wide gap between those who had large amounts of money and the ordinary people.


End Citizen’s United believes that the first step towards bringing about reform in the government is by overturning the Citizens United ruling. The organization stands by its opinion that transparency should be maintained among the people and the ruling party. The group identifies with the Democratic Party because they are the ones that also agree with the ideas that End Citizen’s United has put forward. End Citizen’s United aims to re-elect some members the government and replace them with ones that are more qualified for those positions.

Doug Levitt’s Greyhound Diaries: An Everlasting Odyssey of Self-Realization and Social Awareness

The Greyhound Diaries is Doug Levitt’s artistic expression of poverty in the United States. The “Diaries” collection includes an EP from 2007, a book published in 2008, images, videos and stage performances. Doug draws inspiration for his music and writing from his travels across the United States on Greyhound buses. Over the last decade, Doug Levitt travelled over 120,000 miles of America’s highways, swapping stories and interacting with a diverse class of society. His novel, Greyhound Diaries: Eastbound Edition, reflects an image of life below the poverty level, and his songs express the pain and fear of those who struggle through the uncertainties of life with little more than a duffle bag, some hope, and a bus ticket to a new start somewhere down the highway.

Over the years, Doug performed his music and displayed his photographs for audiences at the Kennedy Center, Walter Reed Military Hospital, Woody Guthrie Center, Southern Poverty Law Center, and at numerous homeless shelters and soup kitchens from Los Angeles to New York City. He worked with famed producer David Henry, and collaborated with Steve Bowman from Counting Crows and Craig Wright, a drummer for Steve Earle and Eric Church.

Doug was born in Washington, D.C. in 1972. His mother, Carol Schwartz, was a city council member and candidate for mayor. His father, David Schwartz, committed suicide when Doug was 16. Despite the profound effect of his father’s death, Doug graduated from Woodrow Wilson High School and studied at Cornell University before earning his Master’s Degree from the London School of Economics on a Fulbright Scholarship. He began his career in journalism as a foreign correspondent for ABC, CNN and MSNBC. Based out of London, he filed dispatches from Iran, Rwanda, and Bosnia and learn more about Doug.

The inspiration for Greyhound Diaries came to Doug when he was traveling on the Get-Out-The-Vote tour promoting voter registration. In support of Democratic presidential nominee John Kerry, Doug traveled from small town to small town and encountered a side of the country he had never seen before. He was fascinated by what he saw and it moved him to create something from it. According to Doug, travelling by Greyhound bus provided a prospective of every strain of America at its widest angle.

More visit: http://www.billboard.com/articles/news/1045774/doug-levitt

The Lung Institute Has Made Great Progress With Stem Cell Therapy

In the medical profession, there are many different areas of research. Some of the areas are very popular because of the attention related to the studies and research conducted. One of the areas of medical research that has received a lot of attention in recent times is stem cell therapy. The research regarding stem cell therapy has become a hot topic because of the advancements that have been made in the area over the past decade.

For people who are not very familiar with stem cell therapy, it is a therapy that helps people in a variety of ways. One of the ways that the therapy has been helpful is concerning people with lung trouble. The use of stem cell therapy has helped many people with various levels of lung trouble. The problems that people have with their lungs can come from numerous sources. One of the main sources is lung diseases.

A major reason why lung diseases cause so many issues in relation to the lungs is that the diseases can cause severe harm to the lungs. This harm typically cannot be repaired. Once the harm has been done to the lungs, the lungs cannot do the functions properly that the lungs are designed to perform. When this situation occurs, people have to find medical ways to help the lungs provide the needed functions.

In research done across the world, stem cell therapy has been able to help people with lung trouble improve the functionality of their lungs through stem cell therapy. A leading research facility involving stem cell therapy is The Lung Institute. Major studies have been done at The Lung Institute related to stem cell therapy.

In addition, The Lung Institute has some of the top medical doctors in the field of study regarding stem cell therapy who provide the therapy for patients to help them improve their lung capabilities and functionality. The research that is being done at The Lung Institute has helped many people with lung issues. In particular the help that is being provided through the use of stem cell therapy has shown many promising results with a lot of patients. https://lunginstitute.com/testimonials/

The lungs are a very important part of the human body. Therefore, the work that is being done at The Lung Institute is helping a lot of people with lung issues on a daily basis. Check out the Lung Institute’s social media accounts on Twitter and YouTube.



Celebrities at the L.A. Kabbalah Centre Reduce Chaos and Stress in their Lives

The study of the ancient wisdom of Kabbalah is attracting more non-Jewish celebrities in Los Angeles who are attending the L.A. Kabbalah Centre. Kabbalah is not a religion, but it is a study of the principles of the universe and how they apply in everyday life.

Until 1922, when the first Kabbalah Centre was founded in Israel, Kabbalah was only studied by rabbis and priests who then passed it down to the next generation. When Rav Ashtag opened the first Centre, the spiritual teachings became available to everyone.

The L.A. Kabbalah Centre was formed in the 1980s by the Bergs who had studied for 10 years under Rav Ashtag. Today, the L.A. Centre is the largest in the United States. By 2017, over 40 cities around the globe have Kabbalah Centres established, and the L.A. Centre is the central location; all of the information, events, and teachings worldwide come through the L.A. Centre.

Karen Berg and her son lead the L.A. Centre, and there is also The Kabbalah Centre online 24 hours a day. When someone is interested, they can begin by taking online classes and learning about Kabbalah. When they decide they want to meet in a brick and mortar Centre, simply go to Kabbalah.com and find the closest Centre. Everyone is welcome.

There are many celebrities who attend classes and meetings at the L.A. Kabbalah Centre who are not Jewish, but they find that the principles they learn help them to make better decisions. Britteny Spears, Paris Hilton, and Sarah Bernhardt agree that when they attend the Centre regularly, the chaos from their hectic lives is greatly reduced.

Elizabeth Taylor and Sammy Davis Jr. were loyal followers and attendees of the L.A. Centre. Sammy Davis found that studying Kabbalah allowed him to come to terms with himself, so he could find acceptance, and Liz Taylor was so involved with Kabbalah that she converted to Judaism later in her life.

Kabbalah originated thousands of years ago when the Jewish population became a nation in Israel. Those who study these principles of the universe have found that it leads to self-fulfillment and discovering joy from within.

WEN For The WIN: Cleansing Conditioner

When you think of washing your hair, you think of lathering up with a shampoo and following it with a conditioner to make your hair feel and look its best.

WEN by Chaz Dean has changed that perception. He is the founder of WEN by Chaz, hair care that is natural using herbs and extracts in the form of a cleansing conditioner. It does not lather because it is sulfate free, all natural and without harsh chemicals like many other shampoo and conditioner brands.

WEN by Chaz comes in three different formulas: Sweet Almond Mint, Pomegranate, and Lavender. Sweet Almond Mint is good for all hair textures and types to give shine to hair. Pomegranate is a soy based formulation that helps nourish and strengthen hair. The lavender formula contains properties for soothing and calming. The 5-in-1 formula replaces shampoo, conditioner, detangler, and leave-in conditioner as well as deep conditioner. Other products in the WEN line include anti-frizz styling creme, nourishing mousse, straightening smoothing gloss, and replenishing treatment mist. The cleansing conditioner can be used every day without leaving a residue in hair.

Chaz started his career in photography but went to cosmetology school after wanting to do his clients hair and make up for the photography shoots. He then started at a salon, ending up working with the salon to come up with a conditioner for those clients. He has had WEN by Chaz Dean for 16 years and has since relocated his salon from Bel Air to Hollywood.

You can buy WEN Hair products on Guthy-Renker.com.

More Than a Businessman Eric Pulier

Eric Pulier has built a career that most people only dream about having. He has founded over fifteen companies, is an accomplished public speaker, a published author, columnist, technologist, entrepreneur, and even has time to be involved with multiple philanthropic organizations. Eric Pulier is a dedicated businessman, philanthropist, and father.

Eric Pulier is a successful businessman who has founded over fifteen companies. Some of his companies include Akana, ServiceMesh, Desktone, Digital Evolution and Media Platform. He has built many companies that have gone on to become major successes.

Besides founding his own companies, Eric Pulier also has an interest in helping other people develop their own companies. He is an investor in many media and technology based startup companies, and many of the ones he has supported have a successful track record. Besides investing in startups, Eric Pulier also invested in other companies including Trident Capital, Monitor Ventures and e-Companies.

Eric Pulier is not all business. He has spent a lot of his time supporting many charitable organizations including The Painted Turtle which is a summer camp for children who suffer from chronic illnesses. After all of this, he still has time to play an active role in his four children’s lives. He and his four children live in Los Angeles, where he serves as a dedicated father to each of them.

Eric Pulier is more than a businessman. He is a father, philanthropist, investor, and author. Eric Pulier has built a successful career that extends into many different fields and realms and contact him.

Review Of A Renowned International Businesswoman And CP+B’s CEO, Lori Senecal

Lori Senecal is a successful businesswoman and a visionary leader. Presently, Lori resides in New York. Her interest ranges from technology, business, entrepreneurship, photography, to politics. Lori’s serves as the global chief executive officer of CP+B. She is responsible for augmenting the firm’s growth and expansion strategies. Lori coordinates CP+B’s nine global offices. She also engages in catalyzing the firm’s continued global development agenda, reports campaignlive.com. Lori joined CP+B in 2015. Over the years, she has had a huge impact on the agency’s business and culture. Lori has transformed the company into a modern international agency that believes in the power of collaboration, innovation and providing consistent products and services. Her transformative leadership has improved CP+B’s success across geographies and disciplines. Recently, the firm was recognized by Advertising Age as one of the Creativity Innovators of the Year. Additionally, Lori was named among the four Agency Executives to Watch in 2016.

According to salary.com, previously, Lori worked for MDC Partner Network as the president and chief executive officer. In her new position, Lori was responsible for providing strategic counsel to agencies, deepening the agency model of MDC, and identifying resources to spur growth. During the same period, Lori joined the board of directors of the parent company. While announcing her appointment, Miles Nadal, the CEO of MDC noted that she had done a remarkable job of rebuilding KBS+. Lori had demonstrated outstanding leadership skills. For the past five years, the executive had unofficially been helping to formulate MDC’s strategic vision. Under Lori’s leadership, Crain recognized KBS+ as one of the Best Places to Work in NYC. Advertising Age also recognized it as a Standout Agency. She grew the firm from a domestic agency with 250 workers to a global company having 900 employees.

Formerly, Lori Senecal worked as the president of McCann Erickson’s New York Office. She also served as McCann World group’s global chief innovation officer. In 2014, Advertising Age recognized her as one of the Women to Watch. She also received the Quantum Leap Award for Leadership and Innovation during the AWNY Game Changer Awards.

Recently, CP+B inaugurated its operations in Beijing. The new office will house American Airlines and Infiniti, which are part of the firm’s global accounts. In 2015, the corporation opened its Hong Kong office. The Beijing office will work with CP+B’s Los Angeles office. In addition, employees of the firm will offer complete service capabilities to Infiniti China. Lori Senecal noted that the new office would play an instrumental role of establishing a potent arsenal of creative and strategic talent worldwide.



Exceptional Performance of Troy McQuagge in the Insurance Sector

Troy McQuagge is the chief executive officer of world-renowned USHEALTH Group, Inc. He joined the company in 2010. Since then, he has succeeded in rebuilding its attractive distribution agency known as USHEALTH Advisor. The firm provides consumer-oriented insurance services. It is based in Ft. Worth, Texas. The corporation focuses on providing health coverage for small business owners and self-employed persons. The goal of the company is to bring together its agents and employees’ talents to develop profitable and competitive insurance products.
McQuagge’s success in USHEALTH led to his appointment as the president of the company in 2004. During his tenure, the company has had exceptional growth, enhanced profitability margins and overall success in the competitive insurance market. In 2016, he became the CEO of the Year and won gold from the prestigious One Planet Award. Speaking after winning the gold, Mr. McQuagge said that he was honored to be the recipient the Award that gave him peer recognition in the industry. He went on to posit that the award belonged to all members of USHEALTH Group, Inc. He added that the prize was a sign of the company’s commitment to ensuring that clients access affordable healthcare services.
McQuagge is passionate about the insurance industry. To this end, he engages in the development of products and services that seek to improve people’s quality of life. For over three decades, Troy has gained immense knowledge and experience in the industry. In addition, he has excellent interpersonal skills as a team-leader. Combination of his vast experience in the industry and commitment to his work makes him a potential candidate for more awards in the future. Through his transformative leadership, Troy McQuagge has continued to augment the company’s profitability margins besides expanding its services across the borders.
One Planet Awards are annual peer and industry recognition programs that honor companies and employees from different companies in North America, Middle East, Africa, Europe, Latin America and Asia-Pacific. The categories that qualify for the awards include teams, executives, new services and products, corporate communications, marketing, PR, and organizations from around the world. These awards recognize companies and individuals for their professional and business excellence.
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